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Seven Levels of Financial Independence
The concept of financial independence is closely associated with retirement; after all, if you aren’t financially independent, you probably won’t […]
Julia Docker
May 27, 20193 min read
What’s behind this price inflation rise?
Price inflation is on the rise, with the latest figures showing the official measure now exceeding the Bank of England […]
Julia Docker
May 23, 20194 min read
Are you risk literate? And what about your Financial Planner?
Everybody understands the importance of literacy, but risk literacy is a concept that is becoming important in Financial Planning. Risk […]
Julia Docker
May 20, 20193 min read
Students and graduates to pay interest of 5.5%
Last week’s inflation announcements have an important implication for students. The interest rate for student loans for the academic year […]
Julia Docker
Apr 25, 20191 min read
Another busy week for this Financial Planner
This week I have been the feature of the FT Adviser Diary of an Adviser. In it, I describe a […]
Julia Docker
Apr 4, 20192 min read


Four Years of Pension Freedoms
On 6th April 2015, George Osborne announced that “no one will have to buy an annuity” came into law, and […]
Julia Docker
Apr 1, 20194 min read


Spring Statement Highlights & Analysis
With an uncertain Brexit outcome still looming large, Chancellor Philip Hammond faced an unenviable task in presenting his Spring Statement […]
Julia Docker
Mar 13, 20191 min read
Stuff it!
What sounds like a quite rude response to a particular situation becomes less so when it is used by a […]
Julia Docker
Mar 12, 20191 min read
Confidence to spend money on life experiences
One of our clients is currently spending the best part of five weeks on the South Island of New Zealand. […]
Julia Docker
Mar 5, 20192 min read
Tax Year End Retirement Income Planning
At this time of year, we are bombarded by reminders that the end of the tax year is coming. You […]
Julia Docker
Mar 4, 20193 min read
Whose money is it anyway?
I’m somewhat surprised when talking with some clients that they seem to be seeking my approval before spending their own […]
Julia Docker
Feb 26, 20192 min read
Simple solutions to technical challenges
One of my colleagues has just finished telling me the story of his weekend. Late on Sunday evening he was […]
Julia Docker
Feb 19, 20192 min read
Making good decisions
I have been working today with our Senior Paraplanner, Amelia. Working together we have been preparing for a client strategy […]
Julia Docker
Feb 12, 20192 min read
Transparency is an important part of our culture
Transparency is an important part of our business culture. We want to ensure that our clients have full and complete […]
Julia Docker
Feb 5, 20192 min read
Cognitive decline increases the need for a Financial Planner
There are many economic milestones in life – buying your home, paying off your mortgage, leaving employment – which take […]
Julia Docker
Feb 4, 20193 min read
How much is enough?
One of the regular questions asked of us by clients is, “Do I have enough money?” The unasked part of […]
Julia Docker
Jan 29, 20192 min read
Are we spending more than everyone else?
Clients often ask Financial Planners whether they are spending more, or less, than everyone else. For those who are interested […]
Julia Docker
Jan 28, 20192 min read
Continuing professional development
One of the principles we subscribe to here at Informed Choice is continuing professional development. It’s a regulatory requirement, sure, […]
Julia Docker
Jan 25, 20192 min read
The ultimate transition point
In my recent blog posts about transition events in a person’s life I spoke about the need for a Financial […]
Julia Docker
Jan 22, 20192 min read
How to make your retirement less taxing
One of the most powerful ways to boost your income and capital in retirement, and to increase the amounts you […]
Julia Docker
Jan 21, 20194 min read
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