It’s a question we ask our clients regularly, or more specifically, we ask clients to anticipate what their expenditure will […]

How much does a decent retirement cost? Academics have estimated that a single person needs a net income of £10,900 […]

Today is a milestone for the state pension. If you were born between 6th October 1954 and 5th April 1960, […]

In my last blog post, I advised that the impact of the recession, if and when it takes place, will […]

Some of us want to leave a specific amount of money to our loved ones during our lifetimes. Others want […]

It has ceased to be! It has expired and gone to meet its maker! Unlike Monty Python’s more famous and […]

2020 has been a lousy year for dividends. 45% of UK companies have already scrapped dividends, and further cuts are […]

What factors should you consider when deferring State Pension? If you were born shortly after 6th August 1954, you would […]

Sometimes it can be hard to do nothing, mainly when so much seems to be changing – especially when it […]

In previous blog posts, I’ve commented on safe withdrawal rates. Your withdrawal rate is calculated by taking the amount you […]

We’ve previously covered the concept of withdrawal rates, and, in particular, safe withdrawal rates for retirement income seekers. One significant […]

At this time of year, we are bombarded by reminders that the end of the tax year is coming. You […]

In the last few blog posts, I’ve considered various aspects of investment risk in retirement, looking at how risk is […]

There are two reasons why you should limit the amount of investment risk you might take: -You might not be […]

A lot of people take a greater interest in their financial plans once they have stopped work. It’s natural to […]

In this post, I am going to look at how you should, ideally, decide on how much investment risk you […]

Before you stop work and start drawing on your hard-earned savings, investment risk is quite a simple thing to understand. […]

One of the key risks in retirement is unknown longevity; the risk of running out of assets before you run […]

In 1994, the grandfather of retirement income planning, William Bengen, chose thirty years as a conservative planning horizon for a […]

How often should you rebalance your retirement portfolio? Almost everyone agrees that rebalancing your portfolio is an essential part of […]