A GAR is a guaranteed annuity rate. Some personal pension plans and older versions of these called Retirement Annuity Contracts […]

The much loved tax-free cash available from a pension plan at retirement is usually 25% of the value of the […]

When I am preparing single joint expert witness reports in respect of pensions on divorce, I know that I am […]

In many respects there is little difference between a Self Invested Personal Pension (SIPP) and a Stakeholder Pension, or indeed […]

If you are going through the divorce process and you and your spouse have pension plans which will need to […]

My colleague Catriona Lumiste posted a blog about annuities last week (well worth reading) and I was attracted to a […]

The Financial Services Authority (FSA) will from time to time notice an investment trend that concerns them. Recently they have […]

According to new figures from the Pensions Regulator, investors have given some £400m to ‘pension liberation’ schemes since 2008. These […]

Hindsight is a wonderful thing. It allows us to review prior decisions in light of new developments, reaching conclusions about […]

On 26th March 2013 the Government are going to allow the GAD rate to be increased to 120%. If you […]

When people reach retirement, they often buy an annuity with the pension funds they have worked hard to accumulate during […]

According to Saga, quality of life improved during 2012 for Britain’s over 50s. The Saga Quality of Life Index was […]

This is a guest post by Alison Hesketh from TimeFinders who offer a Retirement Downsizing Service. Christmas is a time […]

We produce a full review report for our clients each year (for many twice each year) and this a great […]

Of course we could never guarantee such a thing, but this was the title of our second Saturday morning workshop […]

We delivered a workshop at the Cranleigh Arts Centre on Saturday morning providing attendees with a track to run on […]

We have taken a call this morning from a client concerned by the QE Bond Bubble article in the Daily […]

When you save into a pension plan, the provider is obliged by the FSA to give you an illustration showing […]

We have been examining the pension arrangements of a client today and identified an issue that probably applies to a […]

Apparently one of the most common causes of complaint to the Financial Ombudsman (FOS) is ‘churning’. This is a process […]