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Greyday loans in retirement
The rise of expensive payday loans, supported by frequent Internet and daytime television advertising, is a symptom of tough economic […]
Julia Docker
May 31, 20121 min read


How to retire without a pension
The latest Scottish Widows UK Pensions Report shows that pension savings have fallen to an all-time low, prompting many people […]
Julia Docker
May 21, 20122 min read


Breathing space for pension funding
The Pensions Regulator is offering some ‘breathing space’ to employers over the funding of their defined benefit pension schemes. In […]
Julia Docker
Apr 27, 20121 min read


Defined ambition pensions
With defined benefit (final salary) pension schemes becoming increasingly rare in the private sector, the government is considering new ways […]
Julia Docker
Apr 9, 20121 min read


Improving income in retirement
Low gilt yields are having a big impact on the income levels that can be achieved on reaching retirement. Annuity […]
Julia Docker
Apr 3, 20122 min read


Budget 2012: State pension
The state pension age will increase in line with improved longevity in the future, following measures announced by George Osborne […]
Julia Docker
Mar 23, 20122 min read


Budget 2012 pension annual allowance cut?
The FT has reported that Chancellor George Osborne is considering a cut in the pension annual allowance from the current […]
Julia Docker
Mar 9, 20122 min read


Bad advice on pension transfers
The Sunday Telegraph was reporting yesterday that they have found evidence of very high transfer rates in respect of some […]
Julia Docker
Mar 5, 20122 min read


Axing protected rights
From 6th April 2012, protected rights will no longer exist and the special rules currently applied to these pension benefits […]
Julia Docker
Feb 29, 20121 min read


Last chance to carry forward
Assuming there are no dramatic changes in the Budget on 21st March, the 5th of April will represent the last […]
Julia Docker
Feb 29, 20122 min read


Fewer than half of employees in pension schemes
New figures from the Office for National Statistics (ONS) show that only 48% of employees were in an employer pension […]
Julia Docker
Feb 24, 20122 min read


A new tax raid on pensions?
In a continuation of their usual headline themes (cold weather, Princess Diana and pensions), the Daily Express today claims that […]
Julia Docker
Feb 20, 20122 min read


Delaying retirement in 2012
Some new research from Prudential has found that more than 10% of people who were planning to retire in 2012 […]
Julia Docker
Feb 16, 20122 min read


£50bn extension to quantitative easing programme
The Bank of England has announced a £50bn extension to their programme of quantitative easing (QE), designed to stimulate the […]
Julia Docker
Feb 9, 20122 min read


A working life of 60 years?
Very few of us expect to spend 60 years of our lives in work. As the Queen marks the 60th […]
Julia Docker
Feb 6, 20122 min read


Is this a SIPP?
A client asked me this question after I had suggested that they pay a pension contribution to boost their retirement […]
Julia Docker
Feb 6, 20122 min read


Another dangerous pension scheme
Last year we blogged about the risks of so-called pension reciprocation plans, labelling them as a ‘dangerous’ pension scheme. These […]
Julia Docker
Feb 2, 20122 min read


Pensions are less popular
A new study from the Department for Work and Pensions (DWP) has found that only 38% of people are contributing […]
Julia Docker
Jan 26, 20121 min read


Pension sharing becomes popular
Pension sharing orders are becoming more commonly used on divorce, as separating couples have less other assets to divide. The […]
Julia Docker
Jan 24, 20121 min read


Public sector pension schemes and fixed protection
From 6th April 2012, the lifetime allowance for tax privileged pension savings is being reduced from £1.8m to £1.5m. Pension […]
Julia Docker
Jan 13, 20122 min read
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