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The Spending Review and Your Money
This week saw Chancellor George Osborne deliver his Spending Review with news of around 480,000 public sector job cuts over the next four years.
Julia Docker
Oct 22, 20102 min read


Middle earners on fresh pensions alert
Informed Choice chartered financial planner Martin Bamford was quoted in the Independent on Sunday today, in an article about the pension tax relief changes announced this week.
Julia Docker
Oct 17, 20101 min read


Free Pension Tax Relief Briefing Note
Following the announcement from HM Treasury this morning, we have produced a free nine page briefing note looking at the key headlines and implications.
Julia Docker
Oct 14, 20101 min read


Big pension changes
HM Treasury has just announced some big changes to the pension contribution annual allowance and the lifetime allowance applied to pension funds.
Julia Docker
Oct 14, 20102 min read


Pensions? That’s Asda price!
It’s been an eventful week for pensions. The usually dull retirement savings vehicle has spent several days making the headlines due to a BBC investigation, government review and supermarket pension scheme closure.
Julia Docker
Oct 8, 20102 min read


The State Pension Age…Again!
The State Pension age is again under debate, this time at the Conservative Party Conference in Birmingham.
Julia Docker
Oct 6, 20101 min read
Beware the ‘free’ pension review
The BBC broadcast a fairly sensationalist episode of Panorama yesterday evening, looking at pensions and charges.
Julia Docker
Oct 5, 20102 min read


Older People’s Day 2010
Today is Older People’s Day 2010. This national day, set up by the government and other supporting groups, aims to recognise the impact of people living for longer.
Julia Docker
Oct 1, 20101 min read
Calculating a pension share on divorce
Informed Choice chartered financial planner Nick Bamford looks at how a pension share can be fairly calculated on divorce.
Julia Docker
Sep 30, 20102 min read


Critical factors for successful retirement planning
Employee engagement and financial education have been described as two critical factors needed for successful retirement planning.
Julia Docker
Sep 24, 20101 min read


Winner – Best Retirement Adviser
We are pleased to announce that Informed Choice has been named Best Retirement Adviser at the Moneyfacts Good Advice Awards 2010.
Julia Docker
Sep 17, 20101 min read


How much should I budget for a pension?
Informed Choice managing director and chartered financial planner Martin Bamford answered a question from a reader for thisismoney.co.uk, about how much they should budget for their pension.
Julia Docker
Sep 4, 20102 min read


Levelling down and your pension fund
Informed Choice chartered financial planner Martin Bamford looks at the risk of ‘levelling down’ once the National Employment Savings Trust (NEST) is introduced in 2012.
Julia Docker
Sep 2, 20102 min read


Plans to restrict pension transfers
A recent consultation from the Department of Work and Pensions (DWP) contained proposals to stop people from transferring their defined benefit pension benefits to a defined contribution pension scheme, such as a personal pension.
Julia Docker
Aug 16, 20102 min read


Money Sickness Syndrome
Escalating money worries are having a growing impact on mental and physical health.
Julia Docker
Aug 14, 20101 min read


Sensible State Pension suggestions
The Association of Consulting Actuaries (ACA) has endorsed a call to increase the State Pension Age to 66 from 2016, whilst at the same time recommending that any future increases should be linked to the life expectancy of those on lower incomes.
Julia Docker
Aug 9, 20101 min read
Pensions are rubbish!
The title of this blog just about sums up the consensus in the ‘non-financial’ media regarding the issue of saving […]
Julia Docker
Aug 5, 20101 min read


Charges, pensions and cynics
Informed Choice chartered financial planner Martin Bamford looks at the study by fund manager David Pitt-Watson and explores the issues behind a focus on charges when saving for retirement.
Julia Docker
Aug 3, 20103 min read


No more forced retirement
A consultation published by the government this week should result in the default retirement age being phased out.
Julia Docker
Jul 30, 20102 min read


Is it a time for radical pensions change?
Informed Choice chief executive and chartered financial planner Nick Bamford proposes a radical series of measures to simplify and modernise the UK pensions system.
Julia Docker
Jul 28, 20102 min read
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