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Should you still take tax-free cash?
Informed Choice chartered financial planner Martin Bamford looks at Treasury proposals to increase the tax on pension death benefits from 35% to 55%.
Julia Docker
Jul 20, 20102 min read


Early access to pension benefits
Informed Choice chartered financial planner Nick Bamford considers Government proposals to allow early access to pension benefits.
Julia Docker
Jul 14, 20101 min read


Pension deficits and whiskey
Drinks maker Diageo has come up with an innovative way to deal with their pension scheme deficit, by producing whiskey for their pension fund that will mature in time to cover the cost of the deficit!
Julia Docker
Jul 14, 20101 min read


Changing the private sector pension inflation link
The Government is planning to index private sector defined benefit pension increases to the Consumer Prices Index (CPI) measure of price inflation.
Julia Docker
Jul 9, 20102 min read


Boosting your pension pot
Informed Choice chartered financial planner Nick Bamford was quoted in the Daily Express today, in an article looking at different ways to boost your pension pot at various stages of your life.
Julia Docker
Jul 7, 20101 min read


Our Budget webcast now available to view
Our live Budget webcast with Chartered Financial Planner Nick Bamford has been recorded and is now available to view here.
Julia Docker
Jun 24, 20101 min read


How much do you care about your pension?
Informed Choice chartered financial planner has been quoted in the Daily Mail, in article describing the lack of interest many people have in how their pension fund is invested.
Julia Docker
Jun 18, 20101 min read


Rethinking NEST
The new coalition government has signalled a willingness to rethink some aspects of the National Employment Savings Trust (NEST). New Pensions Minister Steve Webb has suggested there is scope to rethink the rules for auto-enrolment.
Julia Docker
May 31, 20101 min read


Trust and confidence in financial advisers
Informed Choice managing director Martin Bamford was featured in the Independent on Sunday today, talking about trust and confidence in financial advisers.
Julia Docker
May 23, 20102 min read


The coalition programme and pensions
The coalition programme for government contains several proposals for pensions and retirement. Here is a brief summary of what to expect.
Julia Docker
May 21, 20102 min read


Pensions and IHT: a reminder of existing guidelines
The recently concluded case of Fryer v HMRC initially created some worry in the world of pensions, as it brought into question the inheritance tax treatment of a pension fund when a decision has been made to defer taking benefits.
Julia Docker
May 12, 20102 min read


The age 55 income drawdown trap
HM Revenue & Customs has confirmed that people under age 55 in unsecured pension (also known as income drawdown) will face an unauthorised payment charge if they purchase an annuity or switch to another provider.
Julia Docker
May 11, 20101 min read


Liberal Democrats and pension tax relief
Informed Choice chartered financial planner Martin Bamford looks at Liberal Democrat proposals for abolishing higher rate income tax relief on pension contributions and suggests making contributions now if you were planning to do so in 2010/11.
Julia Docker
May 11, 20101 min read


Financial Planning for the self-employed
Informed Choice chartered financial planner Martin Bamford talks about some important financial planning steps for people who become self-employed.
Julia Docker
May 7, 20102 min read


Independent on Sunday Wealth Check
Informed Choice chartered financial planner Martin Bamford was quoted in the Independent on Sunday today, in their Wealth Check feature.
Julia Docker
Apr 25, 20101 min read


What happens to my pension fund if I die?
In his latest expert answer article for thisismoney.co.uk, Informed Choice chartered financial planner Martin Bamford explains what will happen to your pension fund if you die.
Julia Docker
Apr 20, 20103 min read


Money buys you a longer life
Insurance companies have known for some time that where you live can have an impact on your life expectancy. The rising popularity of ‘postcode’ annuity rates could soon be followed with an assessment of wealth and other factors to determine a tailored life expectancy.
Julia Docker
Apr 14, 20102 min read


Has Labour really ransacked our pensions?
With the election campaign gathering pace, much of the focus in the first week has been on the economic track record and policies of each of the parties. Pension policy is an important aspect of economic policy.
Julia Docker
Apr 10, 20102 min read


Health, happiness and holidays
As a set of priorities, these sound pretty good. The three ‘Hs’ of health, happiness and holidays are the key priorities for the babyboomer generation when considering retirement, according to new research from AXA Wealth.
Julia Docker
Apr 1, 20101 min read
A valuable pension tax-break
Much comment has been generated around the higher taxes that will be paid by many people, due to Alistair Darling’s […]
Julia Docker
Mar 27, 20102 min read
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