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The Retail Distribution Review, explained
Informed Choice has published a new briefing note to describe the main changes to retail financial services regulation which come into force at the end of next year.
Julia Docker
Jun 23, 20111 min read


Free advice isn’t worth the price
Informed Choice chartered financial planner Martin Bamford looks at a US study which concludes that free investment advice isn’t worth the price.
Julia Docker
Jun 22, 20112 min read


Don’t bank on online advice
Informed Choice chartered financial planner Martin Bamford was featured in the Independent today, talking about the Money Advice Service.
Julia Docker
Jun 18, 20112 min read


Ring-fencing retail banking
The Chancellor is expected to force UK banks to ring-fence their retail banking operations from riskier investment banking in his Mansion House speech this evening.
Julia Docker
Jun 15, 20112 min read


The cost of regulation
We take a look at our annual FSA invoice and explain how much direct regulation is now costing every client of Informed Choice.
Julia Docker
Jun 14, 20112 min read


Can you trust your bank?
The BBC screened an interesting episode of Panorama yesterday evening, looking at whether investors can trust their banks when it comes to financial advice.
Julia Docker
Jun 14, 20112 min read


Making a judgement on value
Informed Choice chartered financial planner Nick Bamford wrote in Money Marketing this week about how difficult it can be to make a comparison between how different IFAs charge their clients.
Julia Docker
Jun 13, 20113 min read


Sense check investment advice
Following a recent FSA seminar on investment advice, it has been suggested by the regulator that all investment recommendations are subjected to a “sense check”.
Julia Docker
Jun 7, 20112 min read


The cost of advice will not increase
Informed Choice chartered financial planner Nick Bamford looks at the reasons why the cost of independent financial advice will not increase in 2013 as a result of the Retail Distribution Review.
Julia Docker
Jun 3, 20113 min read


FSA platform paper delay
The Financial Services Authority (FSA) is delaying the publication of its much anticipated paper on investment platforms until the third quarter of 2011.
Julia Docker
Jun 2, 20112 min read


Delivering independent advice to the mass market
Informed Choice chartered financial planner Nick Bamford was invited to present a webcast this morning for the Thought Leadership Live forum.
Julia Docker
Jun 1, 20111 min read


Changes to the way you receive advice about investments
The Financial Services Authority (FSA) has started to publicise changes to the way investors receive advice from the end of next year.
Julia Docker
May 27, 20111 min read


Me and my paraplanner
Following the Institute of Financial Planning (IFP) paraplanner conference in Hinckley yesterday, Professional Adviser magazine has published a feature about Nick & Shelley explaining how we use paraplanners at Informed Choice.
Julia Docker
May 26, 20113 min read


If you go down to your bank today…
Not known for their shining reputation for providing good investment advice, the banks have taken another beating today after Bank of Scotland was fined £3.5m by the FSA.
Julia Docker
May 25, 20112 min read


An Informed Day
The team has spent today sharing regular updates on Twitter, to offer an insight into a typical day in the life of an award-winning firm of Chartered Financial Planners.
Julia Docker
May 24, 20112 min read


Claims management firms are surplus to requirements
Informed Choice chartered financial planner Martin Bamford has a run-in with a claims management firm and explains why they are surplus to requirements when it comes to PPI misselling claims.
Julia Docker
May 24, 20112 min read


A few words on awards in financial services
Last weekend, the Guardian published an article and comment piece on some of the more dubious practices associated with awards in the financial services sector.
Julia Docker
May 23, 20112 min read


IFA Lives: 14 Questions for Nick Bamford
Informed Choice executive director Nick Bamford was invited to participate in an online interview this morning, as part of the IFA Lives series from IFA social networking website IFA Life.
Julia Docker
May 20, 20113 min read


Assessing investment suitability
Informed Choice executive director Nick Bamford writes about the FSA conference in London yesterday around assessing the suitability of investment risk.
Julia Docker
May 20, 20112 min read


Banks top the complaints chart. Again.
The Financial Ombudsman Service (FOS) dealt with a record number of complaints during the last year, with over half of them relating to payment protection insurance (PPI).
Julia Docker
May 18, 20112 min read
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