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Giving Notice of your Retirement
One of my clients was contemplating her retirement when we met last week. “When do I need to tell my […]
Julia Docker
Mar 18, 20193 min read
State pension deferral – a good idea?
If you were born shortly after 6th January 1954, you would be entitled to your state pension from 6th May […]
Julia Docker
Mar 11, 20193 min read
Tax Year End Retirement Income Planning
At this time of year, we are bombarded by reminders that the end of the tax year is coming. You […]
Julia Docker
Mar 4, 20193 min read
What Does Retirement Actually Mean?
I’ve always been interested in the origin of words and phrases. “Going pear-shaped” was originally a description of a poorly […]
Julia Docker
Feb 25, 20192 min read
What do these new rules mean for retirement outcomes?
The introduction of pension freedoms in April 2015 was accompanied by concerns about the dangers of so much flexibility being […]
Julia Docker
Jan 30, 20194 min read
How much is enough?
One of the regular questions asked of us by clients is, “Do I have enough money?” The unasked part of […]
Julia Docker
Jan 29, 20192 min read
Time is running out to top-up your State Pension
Time is running out to top-up your State Pension before a price rise being introduced in April. Paying voluntary National […]
Julia Docker
Jan 27, 20193 min read
How to make your retirement less taxing
One of the most powerful ways to boost your income and capital in retirement, and to increase the amounts you […]
Julia Docker
Jan 21, 20194 min read
Death week informs retirement income planning
Last week was aptly named “death, divorce and debt” week. Martin covered this phenomena in detail last Friday in another […]
Julia Docker
Jan 14, 20192 min read
Always consider the alternatives
I had a great meeting on Tuesday morning with a lovely retired couple. They came to see me at the […]
Julia Docker
Jan 10, 20192 min read
Pension cold calls are now illegal – here’s how to keep your retirement fund safe
A new law has come into force which makes it illegal for companies to cold call about pensions. The ban […]
Julia Docker
Jan 9, 20193 min read
Four retirement risks you need to understand
Modern retirement isn’t a straightforward business. Our grandparents were sent home from work at 65 or 60, with a guaranteed […]
Julia Docker
Jan 7, 20194 min read
How To Increase Your Retirement Income
In last week’s post, I looked at the rule of thumb for retirement income, and concluded that 2.7% of your […]
Julia Docker
Dec 17, 20184 min read
The Retirement Rule of Thumb and What’s Wrong With It
We all know the formula E=MC2, but few of us can explain Einstein’s General Theory of Relativity. You’ll be pleased […]
Julia Docker
Dec 10, 20184 min read
Should I buy an annuity or use income drawdown with my pension pot?
Client often ask us about whether to use their pension pot to buy an annuity or take the more modern […]
Julia Docker
Nov 9, 20183 min read
To transfer your pension pot…or not
Each week we’re contacted by people with a burning financial question; should I transfer my defined benefits pension plan, or […]
Julia Docker
Sep 27, 20184 min read
Divorce reform and forgetting about pensions
Divorce is a hot topic at the moment, with government plans to reform the process and, in doing so, hopefully […]
Julia Docker
Sep 22, 20184 min read
Pension Advice Costs Revealed
What does it cost to get professional financial advice in respect of your pension pot or investments? According to some […]
Julia Docker
Aug 28, 20183 min read
Why the life expectancy slowdown is important for your financial planning
A life expectancy slowdown has important implications for retirement and financial planning, with the UK at the bottom of an international league table.
Julia Docker
Aug 8, 20183 min read
Don’t underestimate the cost of living in retirement
How much money are you planning to spend in retirement? It’s an important question when you’re planning for the future, […]
Julia Docker
Jul 5, 20182 min read
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