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Fixed retirement income & inflation
Pensioners on a fixed income could lose 60% of their spending power during a 20 year retirement, according to new research from Prudential.
Julia Docker
Aug 31, 20111 min read


Talking openly about inheritance
New research from Aviva has found that whilst two-thirds of people would not talk openly with their parents about inheritance, 40% of us expect to receive an inheritance in the future.
Julia Docker
Aug 24, 20111 min read


Teachers’ Pension Scheme
In my opinion the Teachers’ Pension Scheme is pretty good (let’s start with a bit of an understatement!).
Julia Docker
Aug 19, 20111 min read


Shelving the retirement dream
The rising cost of living and volatile investment markets are resulting in retirement dreams being undermined for millions of people.
Julia Docker
Aug 18, 20111 min read


Investing company pension contributions
Nick Bamford explains how an IFA can work with employees to help them select the most suitable funds within their pension schemes.
Julia Docker
Aug 17, 20112 min read


It’s a fix!
HM Revenue & Customs has now released guidance and the application form in respect of Fixed Protection for the Lifetime Allowance.
Julia Docker
Aug 10, 20111 min read


Beating the income squeeze
Informed Choice chartered financial planner Martin Bamford was quoted in the Daily Mail yesterday, in an article looking at ways to beat the income squeeze currently experienced by middle-class families.
Julia Docker
Aug 4, 20112 min read


More pension tinkering
The Workplace Retirement Income Commission, run by Lord McFall, has found that up to nine million people face a ‘bleak old age’ in retirement due to issues with the private sector pension system.
Julia Docker
Aug 1, 20111 min read


Flexible Drawdown, Minimum Income Requirement & RPI-linked annuities
The government has passed legislation which means RPI-linked annuity income without a ‘floor’ will now count to the Minimum Income Requirement for Flexible Drawdown.
Julia Docker
Jul 26, 20111 min read


Comment: Consumer Focus personal pension report
Informed Choice chartered financial planner Nick Bamford comments on the Consumer Focus report looking at personal pension switching.
Julia Docker
Jul 20, 20112 min read


Is pension switching advisable?
A new report published by Consumer Focus has highlighted serious problems with personal pension switching and the growing trend for advisers to charge trail commission ahead of a commission ban.
Julia Docker
Jul 20, 20112 min read


Cash replaces pensions
A new study has found that executives in large companies are increasingly likely to be offered cash payments instead of pension contributions.
Julia Docker
Jul 15, 20112 min read


A review of pension taxation
The Treasury has asked the Office of Tax Simplification to review the tax system for pensioners, with the aim of simplifying the pensions tax regime.
Julia Docker
Jul 12, 20111 min read


Martin on BBC Radio 4 Money Box
Informed Choice chartered financial planner Martin Bamford was a guest on BBC Radio 4’s Money Box at lunchtime today.
Julia Docker
Jul 9, 20111 min read


More cuts & state pension at 70?
A new report from PwC has painted a bleak picture of future UK public debt and suggested some tough measures to get the economy back on a stable footing.
Julia Docker
Jul 6, 20111 min read


Peter Pan syndrome
What impact will Peter Pan syndrome, with people completing major life events at a later age, have on Financial Planning?
Julia Docker
Jun 30, 20112 min read


State pension age & women
The Pensions Bill was debated in Parliament yesterday, with the coalition government pressing ahead with their plans to raise the state pension age for men and women.
Julia Docker
Jun 21, 20112 min read


FSA warning on pension loan schemes
The Financial Services Authority (FSA) has issued a warning to consumers about the dangers of pension loan schemes.
Julia Docker
Jun 13, 20111 min read


Planning to leave an inheritance
When we talk to clients about their goals in later life, the ability to leave an inheritance to their children or grandchildren often features on their ‘retirement wish list’.
Julia Docker
Jun 8, 20112 min read


A dangerous pension scheme
Informed Choice chartered financial planner Martin Bamford takes a closer look at a dangerous unregulated scheme which offers to give you access to 50% of your pension fund before age 55.
Julia Docker
May 20, 20113 min read
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