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Retirement outcomes review
Three years on from the introduction of pension freedoms, how is the retirement income sector serving consumers? The Financial Conduct […]
Julia Docker
Jun 29, 20184 min read
Are you saving enough for retirement?
Are you saving enough to live the life you want in retirement? It’s an important question, especially for younger people […]
Julia Docker
Jun 8, 20184 min read
How large is your pension mountain?
Retirement can be an expensive business. Living longer means we need more in our retirement pots to fund the lifestyle […]
Julia Docker
May 16, 20183 min read
Overpaying tax on pension withdrawals
The tax you pay on pension withdrawals should be simple, in theory at least. When taking a withdrawal from a […]
Julia Docker
May 4, 20183 min read
Over a quarter of a million pounds in equity
How much has your house made you? It’s an interesting question, with varying answers depending on when and where you […]
Julia Docker
Apr 4, 20183 min read
Running out of money
One of the biggest financial fears expressed by clients is running out of money before running out of life. After […]
Julia Docker
Mar 30, 20184 min read


Enjoying retirement
When clients meet with me to discuss their plans for retirement, the conversations usually centre around money. This is perhaps […]
Julia Docker
Mar 29, 20183 min read


Living life to the full
Mark and Liz Hiller live in Reigate, Surrey and have been clients of Informed Choice for 4 years. I went […]
Julia Docker
Mar 28, 20187 min read
The end of early retirement?
New analysis from insurance provider Aviva hints at the end of early retirement, suggesting that early retirement will disappear entirely […]
Julia Docker
Mar 21, 20182 min read


Who will get my pension when I die?
When you’re saving for retirement, thinking about who might get your pension when you die is probably not at the […]
Julia Docker
Feb 25, 20183 min read
Is it time for the care pension?
A new report by mutual insurer Royal London is proposing a care pension as a potential solution to the vexed […]
Julia Docker
Feb 19, 20183 min read


Contingent charging on BBC Radio 4 Money Box
I had the pleasure of being interviewed about contingent charging for BBC Radio 4 Money Box at lunchtime yesterday. Last […]
Julia Docker
Feb 18, 20183 min read
The death of SME retirement
New figures hint at the death of SME retirement, with a growing number of small business owners planning to retire […]
Julia Docker
Feb 8, 20183 min read


Kids are fine with parents spending their inheritance
Retirement today is a very different beast to the one enjoyed a generation or two earlier. The traditional view of […]
Julia Docker
Jan 20, 20183 min read


Carillion enough to sink the pensions lifeboat?
It’s curtains for Carillion, with the announcement today that the construction company is going into liquidation. But is the collapse […]
Julia Docker
Jan 15, 20183 min read


Avoiding hidden retirement dangers
Retirement should be an enjoyable period of life, but financial worries often mean retirees are concerned about avoiding hidden retirement […]
Julia Docker
Jan 13, 20183 min read
Ban pension cold calls now to stop the scammers
In a short first report on pension freedoms published earlier this week, the Work and Pensions Select Committee has said […]
Julia Docker
Dec 13, 20173 min read
Renting in retirement
From a financial planning perspective, there’s nothing fundamentally wrong with renting your home in retirement – assuming you can afford […]
Julia Docker
Dec 5, 20173 min read
Prioritising pensions on divorce
One of the specialist areas of advice we offer is helping people getting divorced understand their pension options. With pensions […]
Julia Docker
Nov 2, 20174 min read


Cash flow your way to a DB transfer
Imagine some years ago you changed jobs and left in your previous employer’s pension scheme a defined benefit (sometimes called […]
Julia Docker
Sep 20, 20173 min read
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