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How sequence risk or pound cost ravaging will affect your retirement (part two)
Last week I set out what sequence risk is, and how it can result in different returns for retirement portfolios. […]
Julia Docker
Jul 15, 20192 min read
Keep your money safe from this new scam
Financial scams are evolving, so it’s essential to be aware of the latest versions. The latest scam designed to catch […]
Julia Docker
Jul 8, 20193 min read


How sequence risk or pound cost ravaging will affect your retirement (part one)
For today’s retirees, sequence risk (also known as Pound Cost Ravaging) has become essential. We rely more heavily than previous […]
Julia Docker
Jul 8, 20193 min read
July 2019 Investment & Economic Update
In our latest monthly investment update for July 2019, we take a look at how the global investment markets, economy […]
Julia Docker
Jul 1, 20195 min read
The Marie Kondo Approach to Decluttering Your Retirement Budget
One of the most significant risks to a successful retirement is underestimating your expenditure. Get this wrong, and you could […]
Julia Docker
Jul 1, 20194 min read
How to avoid the next Woodford
History doesn’t repeat itself, but it often rhymes. Mark Twain is often credited with this pearl of wisdom, but he […]
Julia Docker
Jun 26, 20193 min read
Income Replacement Rule of Thumb
The received wisdom in financial planning is that you should make sure that your income in retirement is more than […]
Julia Docker
Jun 24, 20193 min read
How frequently should you get paid in retirement?
Technology is disrupting everything, it seems, with every day bringing change to something that feels like it’s always been the […]
Julia Docker
Jun 16, 20193 min read
Moving to Petersfield
When we opened our new office, it coincided with Ron and Lyn selling their home in Midhurst and moving to […]
Julia Docker
Jun 12, 20195 min read
A time of change at Informed Choice
Informed Choice celebrates its 25th anniversary in July. Much has changed in that time. When we started the business in […]
Julia Docker
Jun 11, 20194 min read
Your Mental Time Horizon and Why It’s Important
Before you read any further, imagine a day in the future. Don’t think much about it, make a note of […]
Julia Docker
Jun 10, 20192 min read
Lessons from Woodford’s fallen star
It’s been a busy week in the world of investing, following the suspension of Neil Woodford’s flagship £3.7bn Equity Income […]
Julia Docker
Jun 7, 20197 min read
June 2019 Investment & Economic Update
In our latest monthly investment update for June 2019, we look at how the investment markets, the global economy and […]
Julia Docker
Jun 3, 20195 min read
When should you start planning for care in later life?
Care in later life can be expensive. It’s not unusual for care homes in our region to charge £5,000 per […]
Julia Docker
Jun 3, 20193 min read
Seven Levels of Financial Independence
The concept of financial independence is closely associated with retirement; after all, if you aren’t financially independent, you probably won’t […]
Julia Docker
May 27, 20193 min read
What’s behind this price inflation rise?
Price inflation is on the rise, with the latest figures showing the official measure now exceeding the Bank of England […]
Julia Docker
May 23, 20194 min read
Are you risk literate? And what about your Financial Planner?
Everybody understands the importance of literacy, but risk literacy is a concept that is becoming important in Financial Planning. Risk […]
Julia Docker
May 20, 20193 min read
Retirement Dates are Out of Date
If you have a pension plan, you will have chosen a “retirement date” when you joined the scheme, or you […]
Julia Docker
May 13, 20192 min read
Modern Monetary Theory, and why it matters
In the last few years, I’ve heard the term “Modern Monetary Theory” more frequently. It’s an economic theory that has […]
Julia Docker
May 8, 20194 min read
Investment horizon – can you see it clearly?
Financial Planners often talk about your “investment horizon” as a way of describing how long you plan to hold your […]
Julia Docker
May 6, 20193 min read
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