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Why critical yields are not critical
When a person is thinking about transferring from a defined benefits scheme into a personal pension their adviser will produce […]
Julia Docker
Sep 19, 20172 min read
Waiting longer for a state pension
We’re all living longer, and that’s good news, but one consequence of better life expectancy is a rising cost of […]
Julia Docker
Jul 20, 20174 min read
Using property wealth to future proof your home
An important part of financial planning in later life is considering where you will live and the associated costs. As […]
Julia Docker
Jul 11, 20173 min read
How to avoid sleepwalking into a retirement shortfall
What’s a reasonable amount of money to save each month towards your retirement? Some new research suggests a combined 12% employer […]
Julia Docker
Jul 2, 20175 min read
We’re getting divorced later in life
The latest divorce figures for England and Wales paint an interesting picture. According to the Office for National Statistics, there […]
Julia Docker
Jun 22, 20172 min read
When your pension transfer is worth more than your home
Transfers from defined benefit pensions are a hot topic in the world of financial planning right now. With falling interest […]
Julia Docker
Jun 20, 20173 min read
How pensions patience can pay
When clients approach us to help plan a successful retirement, we consider with them a wide range of options in […]
Julia Docker
Jun 3, 20172 min read


Retirement on the road
This article first appeared in issue one of Informed, the new client magazine from Informed Choice. One of the benefits […]
Julia Docker
Mar 28, 20175 min read


Reasons to speak to a financial adviser
A new study carried out by the insurer Aegon has found only 8% of people currently speak to a financial […]
Julia Docker
Jan 12, 20173 min read


Being forced to retire early
“I don’t need a plan for retirement, I’m just going to keep on working.” That’s the extent of a ‘retirement […]
Julia Docker
Dec 15, 20162 min read


“Ostrich mentality” about retirement savings
Almost half of us have an “Ostrich mentality” about retirement savings, according to new research. The Skipton Building Society Retirement Tracker […]
Julia Docker
Dec 13, 20162 min read


Risk averse retirees choosing flexi access drawdown
One consequence of the pension freedoms introduced last April was a move away from buying a pension annuity. New research […]
Julia Docker
Dec 8, 20162 min read


Is £2m the new £1m pension pot?
A fairly common we answer for our clients is, how much do I need to retire? I used to be […]
Julia Docker
Dec 4, 20163 min read


5 ways to prioritise your savings in retirement
One of the pension announcements in the Autumn Statement last week was a reduction in the money purchase annual allowance. […]
Julia Docker
Nov 27, 20164 min read


Have you forgotten about a pension?
Pensions can be easily misplaced, although it can be slightly more serious than dropping some loose change down the back […]
Julia Docker
Nov 24, 20163 min read


Home alone over 65 & full nest parents
New figures from the ONS have highlighted the changing shape of family life in the UK, with home alone over […]
Julia Docker
Nov 8, 20163 min read


State Pension triple-lock should be scrapped
An influential committee of MPs has recommended the State Pension triple-lock should be scrapped. MPs on the Work and Pensions […]
Julia Docker
Nov 6, 20162 min read


State Pension no longer fit for purpose
Newly published government data has revealed the State Pension could no longer be fit for purpose. The figures show that […]
Julia Docker
Nov 3, 20163 min read


Make pension cold calling illegal for Halloween
On the day we get plagued by tiny ghosts, ghouls and zombies demanding sweets at our front doors, I want […]
Julia Docker
Oct 31, 20162 min read


Time for a bespoke State Pension experience?
The State Pension age is under an independent review, with John Cridland CBE inviting public and representative bodies to have […]
Julia Docker
Oct 19, 20163 min read
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