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How to Choose a Financial Planner
I fully accept that I’m going to be a little biased here. After all, I’m a Financial Planner, and I […]
Julia Docker
Oct 8, 20193 min read
Which Mistake Would You Rather Make?
In his book, Boombustology, Vikram Mansharamani sets out how you might be able to identify that an investment bubble is […]
Julia Docker
Oct 7, 20192 min read
October 2019 Investment & Economic Update
In our latest monthly investment update for October 2019, we take a look at how the global investment markets, economy […]
Julia Docker
Oct 2, 20194 min read


The Rise of the Nonagenarians
This week, the Office for National Statistics reported on the ageing population in the UK. -There was an increase of […]
Julia Docker
Sep 30, 20192 min read
Location, Location, Asset Location
Your retirement savings (and any other savings) are only ever made up of only five types of asset: -Cash on […]
Julia Docker
Sep 23, 20194 min read
How Negative Interest Rates Could Affect Your Retirement
A few years ago, if I had suggested that it would be sensible to consider how negative interest rates might […]
Julia Docker
Sep 16, 20193 min read
What to do when things go wrong in retirement
Listening to this week’s Informed Choice Radio podcast, I was struck by how it related to income in retirement. You’d […]
Julia Docker
Sep 9, 20194 min read
September 2019 Investment & Economic Update
In our latest monthly investment update for September 2019, we take a look at how the global investment markets, economy […]
Julia Docker
Sep 2, 20195 min read
The best (and worst countries) for retirement
If you’ve been following my blog posts, you’ll be aware of the concept of the safe withdrawal rate. The safe […]
Julia Docker
Sep 2, 20192 min read
Minimising liquidity risk in our client portfolios
The problems with the Woodford funds have been well documented. We are delighted that these suspended funds never formed part […]
Julia Docker
Aug 29, 20193 min read
Is your state pension worth £280,800?
The state pension has hit the headlines again in the last week, with the Centre for Social Justice proposing increases […]
Julia Docker
Aug 26, 20194 min read
What does the end of share certificates mean for you?
“Dematerialisation” sounds, to me, like something that could happen only in Star Trek, but it will be coming to the […]
Julia Docker
Aug 21, 20192 min read
Human capital and its importance for your retirement planning
What is human capital and why could it be important for your retirement plan? In the days of final salary […]
Julia Docker
Aug 19, 20193 min read
Expect another rise in the State Pension age
Could we be facing yet another state pension age rise? According to a new report from a Conservative supporting think […]
Julia Docker
Aug 18, 20193 min read
Probability-Based or Safety First? In Which Retirement Income Camp Are You?
Over the last decade, two distinct philosophies have developed in retirement income planning: Safety First. This is the original, old […]
Julia Docker
Aug 12, 20193 min read
How sequence risk or pound cost ravaging will affect your retirement (part five)
Should you hold more cash to minimise sequence risk? A common response to sequence risk is to increase the allocation […]
Julia Docker
Aug 5, 20193 min read
Will this ban on pension transfer contingent charging fix anything?
The scandal of members of the British Steel Pension Scheme receiving terrible advice to transfer to private pensions and place […]
Julia Docker
Aug 4, 20194 min read
August 2019 Investment & Economic Update
In our latest monthly investment update for August 2019, we take a look at how the global investment markets, economy […]
Julia Docker
Aug 1, 20194 min read
How sequence risk or pound cost ravaging will affect your retirement (part four)
In your first day at financial adviser school, you learn that you can’t have a return without risk, and that […]
Julia Docker
Jul 29, 20192 min read
How sequence risk or pound cost ravaging will affect your retirement (part three)
In my previous posts, I have explained sequence risk and how it might affect you. This week, I’ll explain how […]
Julia Docker
Jul 22, 20195 min read
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